2011 第一章 风险与风险管理（）.doc

2011 第一章 风险与风险管理（） 1, in the risk management, the loss of meaning is generally refers to () A. economic loss B. depreciation loss The spirit of the loss of C. D. political loss Your answer: A 2, prompting a specific risk of accidents or increase the likelihood of their occurrence or cause or condition of the extent of the loss is expanding () The risk of A. events B. risk accident C. risk factors The loss of D. Your answer: necessity factor C 3, determines the existence of insurance activities or insurance system is risk () A. uncertainty B. universal Determination of C. D. objectivity Your answer: C answer: D 4, the basic objectives of risk management (is) A. completely eliminate risk B. reduces the likelihood of occurrence C. with the minimum cost to obtain the maximum security D. increase the estimation precision of risk Your answer: C 5, fundamentally eliminate the risk of specific units and midway give up some existing risk units, risk management technology and take the initiative to give up or change the activities of the way is () Avoid A. B. prevention The elimination of C. The inhibition of D. Your answer: A 6, risk management technology () is designed to reduce loss frequency and reduce the loss of amplitude, key is to change the conditions causing accidents and loss of expansion A. type estimate risk management technology B. financial risk management technology C. control technology of risk management D. probabilistic risk management technology Your answer: no correct answer: 7, according to the risk classification of C in the nature of the risk, including pure risk () etc. A. the risk of economic fluctuations B. the risk of a tsunami C. exchange rate risk D. social risk Your answer: no correct answer: B 8, the risk of uncertainty (is) A. is the individual On the whole the B. The damage of C. There is D. Your answer: no correct answer: A 9, in life insurance, according to the actuarial principle, a large number of death records obtained by the long-term o