5险1金（5 risk 1 gold）.docVIP

5险1金（5 risk 1 gold） The so-called five social insurance and one housing fund, social insurance refers to the five kinds of insurance, including pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; gold refers to the housing provident fund. Among them, the pension, medical insurance and unemployment insurance, these three risks are paid by the enterprise and individual premiums, industrial injury insurance and maternity insurance is entirely borne by the enterprise. Individuals are not required to pay. It should be noted here that Five is legal, Kim is not legal. The proportion of pay five social insurance and one housing fund Provisions of five social insurance and one housing fund to pay the amount of each region is different, is the base of total wages for the base. Some enterprises in the payment of basic wages, there are some related subsidies, but some enterprises pay only when the basic wage, which is contrary to the law. Specific proportion to the local labor department to consult. Pay rates vary from place to place. endowment insurance Current endowment insurance pays rate: unit 21% (all be included as an overall fund), individual 8% (all be entered individual account) Medical insurance Medical insurance payment rate: unit 9%, personal 2%+10 yuan unemployment insurance Payment rate of unemployment insurance: unit 2%, individual 1%; Employment injury insurance The unit pays 0.5% for you every month, you do not pay a penny yourself; industrial injury insurance according to the industry division of the unit to determine its industrial injury rate, between 0.5%~2%; Maternity insurance You pay 1% per month, and you dont pay for yourself; Housing Provident Fund Provident fund payment ratio: according to the actual situation of enterprises, select the proportion of housing provident fund payment. But in principle, the maximum amount of payment shall not exceed 10% of the average wage of the workers. S