财富积累与消费的动态最优化以及利率变化的影响（The dynamic optimization of wealth accumulation and consumption, and the influence of interest rate change）.docVIP

财富积累与消费的动态最优化以及利率变化的影响（The dynamic optimization of wealth accumulation and consumption, and the influence of interest rate change） Thirtieth volume, first issue January 2008 Journal of Xiangtan Teachers College (SOCIAL SCIENCE EDITION) Journal, of, Xiangtan, Normal, University (Social, Science, Edition) Vol. 30No.1Jan. 2008 Dynamic optimization of wealth accumulation and consumption And the impact of changes in interest rates Li Xin1 (business school, Xiangtan University, Hunan, Xiangtan 411105) Abstract: This paper discusses the dynamic equilibrium between wealth accumulation and consumption, as well as the influence of the decrease of interest rate on the equilibrium. First of all, family income and wealth are accumulated And consumption are divided into several stages, and then the model is established. The dynamic equilibrium between wealth accumulation and consumption is derived. According to the phase diagram and the actual social situation, two conclusions are drawn: First, in the interest rate level must, in addition to the beginning of the wealth difference, there is no other difference, with the passage of time, the wealth gap between people will tend to decrease. Two, if interest rates suddenly fall at one point and remain the same, then the time for happiness will be relatively short. Keywords: dynamic optimization; pipeline; equilibrium path; consumption marginal utility; etc. CLC number: F047.3, document identification code: A, article number: 1009-4482 (2008) 01-0069-02 The influence factor of the gap between rich and poor has been the important part of economics research in our country Question. The direct manifestation of the gap between the rich and the poor is reflected in the economic level Rich gap, income gap, living standard gap, etc.. Now people are on the income gap The gap between the rich and the poor is of great concern, Mr. Yifu Lin said of the current Chinese Classics The chief contradiction in economics is not that the rich are rich, b