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个人汽车消费信贷借势重生(Personal automobile consumption credit to rebirth)
The Economic Observer News recently, two popular banking and automotive industry concern. One is the central bank strictly control the consumption and credit loans to the flow of funds; another news is that the purpose of stimulating automobile consumption for automobile credit support policy will soon be introduced.
According to the first message, the current loan difficult phenomenon has emerged in mortgage loans, car loans and car loans also belong to the consumer, whether it will be difficult to improve? But the response from the market perspective, this speculation is tenable. The person in charge of a commercial bank auto finance center told reporters, recently, as the banks second largest retail business -- a car loan business is already more than the rise of housing mortgage loans, the new profit growth point, the banks and many car companies have launched credit products. Banks will not increase the difficulty of car loans!
The second news gave the auto finance firm many years of silence a renewed confidence in the future. According to industry sources, the state will give greater support to the auto finance business, mainly through low interest lending form directly from the capital to auto finance companies to support, support of the object to the independent auto finance companies and auto credit departments, but does not include the major commercial banks.
This policy will soon be introduced. In an interview with reporters, information resources department director of the state information center Xu Changming, Secretary of Chinese automobile association long Luo Lei, bank insiders and auto finance company of a responsible person, have given a positive answer.
After six years of silence, consumer credit started again in 2010. The increase of auto sales, the increase of bank income and the activation of auto financing company...... A benign cycle of stimulating consumption has made the auto i
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