富人为什么买保险（Why do the rich buy insurance）.docVIP

富人为什么买保险（Why do the rich buy insurance） Why the rich buy insurance, Zhao Benshan ten million insurance, avoid risks, preserve assets Performing arts celebrity Zhao Benshan paid an annual premium of 1 million 500 thousand in insurance, 15 million in ten years, and is expected to tax assets in excess of one hundred million over the future estate tax! Once the inheritance tax is levied, insurance will become tax haven Interpretation of several issues concerning the contract law by the Supreme Peoples court: According to the contract law, the seventy-third paragraph of the first paragraph states that life insurance does not belong to the scope of debt repayment, and that the capital account is not subject to debt disputes. Account is not blocked: The company law stipulates that private enterprises and partnerships require owners to undertake unlimited liabilities, including the private property of the owners. Our countrys law, personal insurance does not belong to bankruptcy claims, namely in the debtors bankruptcy cases, the creditor can not require the debtor to surrender the insurance policy cash value, recourse to debt service termination. The insurance benefits is not the death of liability insurance, inheritance tax can! Debt avoidance, lawful tax avoidance and policy pledge have also attracted the attention of wealthy people. How do you pass your wealth on to the next generation? Buy an insurance has become the choice of many rich people. The inheritance of family enterprises is facing challenges. A National Federation of industry and Commerce report pointed out that only 16% of the family business children willing to take over, how to pass on the enterprise and wealth has become a lot of rich heart. And insurance companies take advantage of the opportunity to push the premium threshold, over 100 million insurance for the rich. According to a survey by Allianz, there are now as many as 75% of respondents believe that insurance is one of the ways in which wealth c