accounting practice report（会计实践报告）.docVIP

Accounting practice report During summer vacation, I was fortunate to Shuangliu County Industrial and Commercial Bank of China branch to a one-month accounting internship, learned a lot of knowledge other than books, benefit greatly. Here is my real name system for bank savings deposits, a little simple discussion. First, the meaning of real-name system savings Savings in real-name system is a resident financial institutions for savings accounts and business, must present valid identification, bank employees an obligation to provide records, and require depositors to leave their name in the certificate of deposit system. Its fundamental purpose is to effectively protect the personal interests and the premise of safeguarding national interests and promote the financial system in a fair, just and open basis, to ensure the authenticity of personal financial assets, legitimacy. The founding of our country fifty years, the savings deposit system has been implemented is anonymous (catchy title) savings system. The secret can be a real name, pseudonym, the code can also be friends of the name, especially current savings, banks recognize only the book does not recognize people, as long as the withdrawal to provide books to produce seal or lose the password (by the depositor to open an account agreement) bank that is depreciated payment. Savings have already been implemented real-name system is developed a financial system, but also the vast majority of developing countries to implement the financial system. Second, why should the real name system savings China’s current savings deposit system can be said from the source causing a series of social and economic problems have hindered the process of reform and opening up to the point where the cumulative effect. 1, to accelerate growth in savings deposits under the cover of the startling phenomenon of social wealth transfer. As of the end of June 1999, China’s total savings deposits of commercial banks (full d