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Economy教师课堂教学
Skimming and Scanning Key: The U.S. Department of Housing and Urban Development. 9. How does pre-foreclosure short-sale work in allowing you to avoid foreclosure? Key: By selling your property for an amount less than the amount necessary to pay off your mortgage loan. 10. What do you need to do to stop foreclosure? Key: Call your lender and talk to someone in the loan loss mitigation department. Teacher’s lecturing: Introduction An Overview of U.S. Economy In 235 years the U.S. grew to a huge, integrated, industrialized economy that makes up over a quarter of the whole economy. Population: 308.5 million Nominal GDP: $14.6 trillion in 2008, largest national economy in both actual dollars and by Purchasing Power Parity; largest manufacturer; GDP per capita: $47,422 in 2008 HDI ranking (2010): 4th Teacher’s lecturing: Introduction A Brief History of U.S. Economy Roots in European settlements in the 16th, 17th, and 18th centuries; the American colonies progressed from marginally successful colonial economies to 13 small, independent farming economies, which joined together in 1776 to form the USA; the 19th century; the Great Depression; 1973---period of high inflation; S L crisis (savings lending/loan crisis) in the 1980s and 1990s (cost of $160.1 billion); financial/sub-prime crisis---2008 Teacher’s Lecturing: Sub-prime Crisis and Foreclosure Teacher’s Lecturing: Sub-prime Crisis and Foreclosure House in Salinas, California under foreclosure, following the popping of the U.S. real estate bubble. Teacher’s lecturing: Sub-prime Crisis What it is about: The sub-prime mortgage crisis is an ongoing financial crisis triggered by a dramatic rise in mortgage delinquencies and foreclosures in the United States, with major adverse consequences for banks and financial markets around the globe. The crisis, which has its roots in the closing years of the 20th century, became apparent in 2007 and has exposed pervasive weaknesses in financial industry regulation and th
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