美国的退休金（American retirement benefits）.docVIP

美国的退休金（American retirement benefits） American retirement benefits [source] the United States newspaper The latest report by the Treasury secretary shows that the Social Security will be depleted sooner than expected last year. Because of the double whammy of the recession and unemployment, the social security fund will begin to meet its deficit in 2016 and dry up in 2037, 4 years ahead of last years projected 2041 run out. By contrast, the health insurance fund (Medicare) is in even worse shape. Over the years, the growth of public and private health insurance costs has been out of control, and the health insurance fund has not been able to make ends meet since last year and is expected to use up all of it in 2017. Although experts say the country has enough pensions to receive it by 2041, many people are worried. Social security benefits related to the concept of decoding The full name of the social security system in the United States is social security and welfare (Social Security and welfare). It includes four items: old age, survivors and disability insurance (Old-Age, Survivors, and Disability Insurance, or OASDI); medical insurance (Medicare); supplemental security income (Supplemental Security Income); and temporary assistance to needy families (Temporary Assistance to Needy Families). People usually call social security benefits or social security pension (Social Security) refers to the OASDI in the elderly or survivors of this part of the income and expenses, excluding disability insurance fund (Disability Insurance Trust Fund). This is what social security tax? According to the regulations, where a job or business income, to pay social security taxes, referred to as FICA, is divided into tax on pensions and medical insurance tax. The former 6.2% of revenue, but the annual ceiling, this year is 6045 yuan, the income is only 97500 yuan to pay the pension tax; the latter, as 1.45% of the income, no limit. These taxes are clearly stated on the W-2 form. Every