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整改为一般公司类贷款的有关要求(Relevant requirements for rectification of general corporate loans)
整改为一般公司类贷款的有关要求(Relevant requirements for rectification of general corporate loans)
Relevant requirements for rectification of general corporate loans
I. Basic Conditions
The local government financing platform to meet all of the following conditions (hereinafter referred to as the financing platform) loans, the banking financial institutions (hereinafter referred to as the bank) can report to the banking supervision department, supervision by the examination and confirmation after rectification for general corporate loans, according to commercial principles.
(a) prerequisite: Rectification for the general corporate financing platform, loans must be corporate law human financing platform loans.
(two) necessary conditions:
1., in accordance with the full coverage principle. The loan banks are all characterized by cash flow full coverage for borrowers.
2. consistent with the principle of qualitative agreement. The loan banks agreed to reform the general corporate loans.
3., in line with the three party signature principle. The banks are on loan platform and qualitative risk measures agreed with the relevant departments and local government financing platform, and through the three party (local government departments, and the bank loan financing platform) signed to confirm.
(three) reporting conditions: CBRC 2011 Document No. 34 issued, the lender must to be rectification for general corporate loans to one by one to fully comply with the above approval, the exit conditions can be submitted to the banking regulatory report.
Two, reporting methods
When a loan bank reports to the banking regulatory authorities for rectification of general corporate loans, the following principles and requirements shall be observed:
(1) basic principles
1., submitted to the main: the loan bank materials sent to the maximum loan (until December 31, 2010, the balance of the maximum), after the bank, the largest loan bank is responsible for unified reporting to the banking regulatory authorit
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