移动支付的发展态势（The development trend of mobile payment）.docVIP

移动支付的发展态势（The development trend of mobile payment） Todays mobile payments There is no doubt that the popularity of smart phones, has been seeing thunder, not heavy rain, mobile payment has finally stepped toward the road to greet the sun, is also the birth of a huge industry development. Gartner consulting estimates that in 2012 the global mobile payment will total more than 171 billion 500 million U. s.dollars, mobile payment users over 200 million, from 2011 to 2016, mobile payment will achieve an average annual growth rate of 43%. By 2016, mobile payments will form a huge market with a value of up to $617 billion, and the size of users will increase to nearly 450 million. With such a large base of users and a strong user base, it is estimated that the numbers are conservative. Many models of mobile payment, has already broken through the traditional framework to SMS, web access or RFID limited, the leading Party and party card organizations, banks, operators, terminal manufacturers, Internet Co, third party payment companies, technology companies, businesses etc.. Even some people assert that in the era of mobile payments, anyone can be the initiator of the transaction, anyone can be the recipient of the transaction, the transaction interaction will be unprecedented convenience and rapid. Mobile payment, as the name suggests, must be based on mobile terminals. The use of mobile terminal equipment in any form, by the network operator, a fund user initiated in a payment platform from one account to another account payment behavior, in order to satisfy the users to buy goods or services, transfer of funds demand for convenience. The key words here are: mobile devices, networks, accounts, payments. Near field payment and remote payment are not only the payment distance, but also the mode of interaction. Traditionally, the near field payment depend more on equipment and terminal technology, such as radio, infrared, Bluetooth, POS terminal and remote payment; more depe