商业银行授权、授信管理暂行办法（Interim Measures for the administration of authorization and credit granting of commercial banks）.docVIP

商业银行授权、授信管理暂行办法（Interim Measures for the administration of authorization and credit granting of commercial banks） Interim Measures for the administration of authorization and credit granting of commercial banks Chapter I General Provisions The first is to protect Chinas commercial banks to effectively implement a legal system, unified management and strengthening internal control of commercial banks, enhance the ability of commercial banks to prevent and control risks, protect the public and commercial banks legitimate rights and interests, according to the peoples Republic of China law, commercial Bank Law and Peoples Republic of China Peoples Republic of China economic contract law and other relevant laws and regulations, the enactment of this approach. The second commercial banks carry out the first class legal person system, and the legal person authorization management system must be established. A commercial bank shall authorize the relevant functional departments, branches and key business positions within the scope of statutory business. Commercial banks, functional departments and branches, as well as key business positions should carry out business activities within the scope of the authority granted, and shall not exceed the authority to engage in business activities. The third commercial banks shall, according to the national monetary and credit policies, regional financial risks and customer credit status, provide the highest credit limit for all regions and customers. Commercial banks at all levels of business functions and branches must be within the prescribed lines of credit for all regions and customers credit. Article fourth these Measures apply to all Chinese commercial banks approved by the Peoples Republic of China and have independent legal person status, including City cooperative banks and rural cooperative banks. The term authorization as mentioned in these fifth Measures refers to the specific provisions for commercial banks to carry out t