新农村建设与农村金融改革.docVIP

新农村建设与农村金融改革 [摘要]：社会主义新农村是我国当前的一项重要战略任务。这体现了新形式下农村经济、政治、文化和社会发展的要求。金融作为现代经济的核心，在支持新农村建设中应在解决资金有效配置方面充当主角。农村经济的持续发展，农民收入的增长，农村产业结构的调整，农村的城市化进程和城乡统筹发展，都离不开金融的支持，农村金融的改革与发展是我国农村经济全面发展的前提和保障。但由于受目前农村金融市场供给的约束、制度缺陷与环境制约等种种因素的影响，农村现有的金融服务水平与新农村建设的要求还存在一定的差距和矛盾，亟待采取措施加以完善。党的十六届五中全会提出了把建设社会主义新农村作为“十一五”规划的第一项任务。这是实施统筹城乡发展战略，加大工业反哺农业，城市支持农村的又一重大举措，对于落实科学发展观缩小城乡差别，切实解决“三农”问题，全面建设小康社会，缓解我国经济二元结构的矛盾都具有十分重要的战略作用。因此，加强金融的支持是必要的，而对于现有的农村金融中存在的问题，我们应尽快采取措施解决，以促进农村经济的发展。 [关键词]： 新农村建设 农村金融改革 农村金融体系 [Abstract] : New country of socialism is a very important strategic task that our country has developed at present.This exhibit the desire of development of economy,society, culture of new country under new circumstance. Finance,as the core of modern economy, should play the role as the assistant in solving the effective disposition when support the construction of new country. The continue development of counutry economy ,the increase income of the farmers, the adjustment of the country industry construction, the urbanization of the country and the whole development of urban and rural, all of them cann’t be without the support of finance.the country finance’s reform and development are the premise and gurantee of the full-scale development of the country economy. With the influence of supply of the country financial market, the system shortcoming , the restriction of environment, and some other factors, the country’s present financial service level still has distance with the requirement of the construction of new country, which still lefted for us to take measures to consummate. The Fifth Plenary Session of the 16th Central Committee of our Party posed that the constrution of the socialistic new country should be the first task of the our country’s project. This is another big step in the progress of implementation of the whole-scale development of the urban and rural area, strengthening the degree that industry support the agriculture, and urban area support the rural area. And it