国际结算复习重点.doc

一．名词解释： 1.Correspondent Bank(代理行)：The so-called correspondent bank may be defined as “ a bank having direct connection or friendly service relations with another bank.”2.Nostro account(往账)：The foreign currency account (due from account) of a major bank with the foreign banks abroad to facilitate international payments and settlements3.Vostro account(来账)：An account (due to account) held by a bank on behalf of its correspondent bank4.Acceptance for honor supra protest(参加承兑)：Acceptance for honor supra protest is an act performed by the acceptor for honor,who accepts the bill supra protest,for the honor of any party liable thereon or for the honor of the person for whose account the bill is drawn.A bill may be accepted for honor for only a part of the sum drawn payable.5.Payment for honor supra protest(参加付款)：Payment for honor supra protest is an act similar to acceptance for honor supra protest in the sense that it vindicates the honor of a party liable on a bill of exchange.6.Holder for value(付对价的持票人)：The person who possesses an instrument for which value has been given by himself or by some other person7.Holder in due course(正当持票人)：The person who is in possession of an instrument that is (1)complete and regular on its face;(2) taken before maturity without notice of its previous dishonor;(3)taken in good faith and for value;(4)taken without notice of any infirmity in the instrument or defect in the title of the person negotiating it. He is also called a bona fide holder, who may claim payment from all parties liable on the instrument.8.Dishonor(拒付)：If the drawee refuses to effect payment or acceptance when a bill is presented to him for payment or acceptance, the act is called dishonor.9.Crossed check(划线支票)：A crossing is in effect an instruction to the paying bank from the drawer or holder to pay the fund to be a bank only.Hence, such checks will not be paid over the counter of the paying bank and must be presented for payment by a collecting bank. 10.Direct bill：A bi