all risks一切险all risks一切险.ppt

All Risks 一切险 All risks Definition Insurance coverage 承保范围 Compensator 索赔对象 Exclusions 除外责任 Definition All risks is one of the basic categories of ocean marine cargo insurance. All risks means that the insurer should bear all losses and take all risks caused by other external risks beyond special additional risks （特殊附加险） Insurance coverage These risks include theft, pilferage and non-delivery, fresh water rain damage(淡水雨淋）, risk of shortage（短量）, risk of intermixture and contamination, leakage risk（渗漏）, clashing and breakage risk（碰损）, hook damage（钩损）, loss and damage by breakage of packing（包装破裂）, rusting risk（锈损）, etc. P.S　货物内在缺陷 自然损耗 战争 罢工 等 所引起的风险损失概不负责 　 All risks = WA + general additional risks Compensator Insurance company The insured must have insurance interest The insured must insure against the relative risks The losses beyond the exclusion Within the insurance period（保险责任期限） Seller the seller must violate the terms stipulated in the contract. 60 days Carrier Deliver the goods without consistence with stipulation of B/L or the goods was damaged. Damage incurred during the period of liability of the carrier Not included in free of claim range Exclusions 除外责任 被保险人的故意行为 或过失所造成的损失 属于发货人责任引起的损失 再保险责任开始前，被保险货物即已存在品质不良或数量短少所造成的损失 被保险货物的自然损耗、本质缺陷、特性以及市价跌落、运输延迟引起的损失或费用 海洋运输货物战争险条款和罢工条款规定的责任范围和除外责任