个人理财英文教学PPT.ppt

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2017-12-17 发布于浙江
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个人理财英文教学PPT.ppt

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个人理财英文教学PPT

Personal & Family Finance;;;Reasons for Using Credit;Disadvantages of Using Credit;How to Get Credit (& Keep it);What the Lender Looks for;Begin a Credit Record;Special Concerns for Married Women;Credit Accounts;The Role of the Credit Bureau;Contents of a Credit Report;Credit Reports;If You Are Denied Credit;SALES CREDIT;Kinds of Accounts;The Truth in Lending Act;Interest Computation Methods;Previous Balance Method;Adjusted Balance Method;Average Daily Balance Method(including current purchases);Average Daily Balance Method(including current purchases);Average Daily Balance Method(excluding current purchases);Average Daily Balance Method(excluding current purchases);Interest Charges on Balances;Two-Cycle Average Daily Balance Method;Major Issuers of Credit Cards;Credit Card Cost Comparison;Credit Card Benefit Comparison;Protection Against Credit Card Fraud;Correcting Credit Card Mistakes;Credit Cards versus Debit Cards;Cash Credit;A 12-month installment loan with annual simple interest of 12 percent;Annual Percentage Rate (APR);Areas of Special Concern;Prepayment and the Rule of 78;Acceleration Clause;Add-On Clause;Balloon Payment;Sources of Credit;A Credit Management Strategy;RESOLVING PERSONAL DEBT PROBLEMS;Bankruptcy