国际结算第五章 汇付.ppt

国际贸易结算方式 Chapter 5 Remittance Chapter 6 Collection Chapter 7 Letter of Credit Chapter 8 Banker’s letter of Guarantee  Stand by letter of Credit Chapter 9 How to make choice 国际贸易结算方式概述 国际贸易结算的支付手段 国际贸易结算的支付方式 国际贸易结算的支付手段 指国际贸易中的资金支付手段，用现金作为支付手段称为现金结算。用非现金作为支付手段称为非现金结算。 非现金结算是当代国际结算的主要方式。主要通过发达的银行系统完成 SWIFT 国际贸易结算的支付方式 国际贸易结算的支付方式指进出口商通过银行办理国际贸易的非现金结算时，在贸易单据（包括商业单据和金融单据）和资金的收付中采用的信用基础和运作方式。 汇付（常用） 托收（常用） 信用证（常用） 银行保函和备用信用证（用的较少） 本章内容 Definition.定义 Parties related to a remittance.汇付中的当事人 Accounts between international banks. 国际银行间的帐户 Ways of transfer.资金转移的方式 Methods of Payment 汇付适用的付款场合 Cancellation of the remittance. 退汇 Characteristics of remittance . 汇付的特点 8. Reimbursement methods 偿付方式 5.1 Definition Remittance refers to the transfer of funds through bank from one country to another . 汇付指通过银行把资金从一个国家转移到另一个国家。 To Remit. （顺汇） To honor Draft. （逆汇） 5.2 Parties related to a remittance Remitter or payer（汇款人） A remitter is the person who requests his bank to remit funds to a beneficiary in a foreign country.汇款人是请求银行将资金转移给在外国受益人的那个当事人 Payee or beneficiary（收款人或受益人） A person who is addressed to receive the remittance is named the payee or beneficiary.被通知收取货款的当事人 5.2 Parties related to a remittance Remitting bank （汇出行）A remitting bank is the bank transferring funds at request of a remitter to its correspondent or it’s branch in an other country and instructing the latter to pay a certain amount of money to a beneficiary. 汇出行是应汇款人的要求将资金转移给他国外的代理行或分行并要求后者支付资金给受益人的那间银行 5.2 Parties related to a remittance Paying bank （汇入行）A paying bank is the bank entrusted by the remitting bank to pay a certain amount of money to a beneficiary named in the remittance advice. 汇入行是被汇出行委托，支付一定金额给受益人的那间银行。 5.3 Account between International banks Vostro account （来帐） Nostro account（往帐） 5.4 Ways transfer. Mail transfer (M/T)………………………………………………………………信汇 Telex transfer (T/T)………………………………………………………………电汇 Demand draft (D/D)………………………………………………………………票汇 5.4.1 Mail transfer