信用证-整个PPT.ppt

Applicant is the party on whose request the issuing bank issues a credit . 开证申请人，又称为开证人，是指向银行申请开立信用证的人，一般是指进口人，是指买卖合同的买方。 The Bank which issues a credit is known as issuing bank. 开证行，是指接受开证申请人的申请，开立信用证的银行，一般是进口地的银行，开证申请人与开证行的权利义务以开证申请书为依据，开证行承担保证付款的责任。 The Bank which advises a Letter of Credit to the Beneficiary at the request of the issuing Bank is known as the Advising Bank . 通知行，是受开证银行委托，将信用证转交给出口商的银行。通知行的责任是将传递信用证和审核信用证的真伪。通知行一般是出口方所在地的银行。 Beneficiary is the party who is to receive the benefit (payment) of the LC. The consignee of an LC and the beneficiary may not be the same. The credit is issued in his favor. 受益人，是指接受信用证并享受其利益的一方，一般是出口方，即买卖合同的卖方。 Negotiation Bank A bank (Nominated Bank) is said to negotiate a document if it purchases a draft and/or documents under a complying presentation either by making advance or agreeing to advance funds to the beneficiary on or before the date on which reimbursement is due to the nominated bank . A draft drawn on a nominated bank can not be purchased by itself. 议付行，是指愿意买入或贴现受益人跟单汇票的银行，它可以是开证行指定的银行，也可以是非指定的银行，视信用证条款的规定而定。 Paying Bank This is the bank that makes payment to the beneficiary against presentation of stipulated documents. 付款银行指信用证上指定付款的银行，在多数情况下，付款行就是开证行 Confirming Bank This is the bank which adds its own undertaking to that of the issuing bank. It is normally in the beneficiarys location and very often the advising bank itself. 保兑行是受开证行委托对信用证以自己名义保证的银行。 6 Seller presents documents evidencing the shipment and draft (bill of exchange) to paying, accepting or negotiating bank named in the credit (the advising bank usually), or any bank willing to negotiate under the terms of credit. 卖方将全套的证明一装运货物的单据、汇票按照呈交给信用证指定的付款行、接单行、或议付行（通常为通知行），或者交给信用证项下任何一家愿意议付单据的银行. 7 Bank examines the documents and draft for compliance with credit terms. If complied with, bank will pay, accept or negotiate. 按信用证承诺，一会审核单据和汇票，如果与信用条款中完全一致，银行将付