基于BS模型的个人住房贷款系统设计与实现.doc

摘 要 基于B/S模型的个人住房贷款系统设计与实现 在房屋资源紧缺的当今，个人房屋贷款已经成为了一种重要的买房资金筹备方式。本文阐述房屋个人贷款业务研究基础上，设计和实现个人房屋贷款系统。本系统基于对个人贷款的详细研究，开发个人贷款流程的各个模块，编写使用过程，极大减少系统使用者的工作量。另外系统提供的网络操作机制是优秀的系统安全性和维护性的保障。本系统实现了个人贷款系统的模式化、一体化、人性化和全面化要求。 本论文B/S模型之上的网络管理系统，可以提供更好的维护。除此之外，系统更考虑到安全性问题，提供了操作员分级机制和地域性管理机制，是对于用户和贷款人使用安全的重要保障。 本系统是基于JAVA和SQL Server2008编写的系统。数据库方面，系统将大体分为两个部分，在将系统使用者和系统运行数据分离的基础上，提供更清晰、人性化的数据管理。通过系统测试，验证了系统的功能性，安全性和有效性。 系统的最终目的是实现一种规范有效并且易操作经济的个人房屋贷款系统，为贷款的操作方和贷款方提供有效可靠的贷款流程保障。先进技术在个人房屋贷款管理系统中的应用，不仅仅是为了将现有的个人贷款工作做得更出色，重要意义在于提供了一种具有规划性的个人房屋贷款系统，这对于贷款人和操作员双方面都是有益的行为。 关键词： 个人贷款系统；模块化；数据库多级数据分离；B/S网络框架 Abstract Design and Implementation of Personal Housing Loan System which based on B/S Module Nowadays, since the housing resources shortage appeared nowadays, individual housing loans became an important method to financing it. This paper designed and finished the personal loans in housing based on the deep study of it and program the individual housing loan system. The system is based on the detailed study of personal loans, committed to the process of modules of personal loans. More humane in the process of preparation greatly provide the user’s workload. Otherwise the system’s network operating is excellent for the system’s security protection. This system made the personal loans system more modeling, integration and full of humane requirements. In this paper, the status and process of personal housing loan, in the banking business conducted a comprehensive, system on the basis of the analysis, research and development, design and implementation of personal housing loan business based personal loan system. The system can not be only fully integrated embodiment of personal housing loan procedures, and the whole process to provide a convenient mode of operation. On this basis, this article also was studied by personal loans risk, to prevent and resolve personal risk to make discuss. The system provide more humane and systematic management of the personal loan business, and in order to ach