Chapter 11economic analysis of banking regulation 货币金融课件.pptVIP

Financial system is among the most heavily regulated sectors of the economy, and banks are among the most heavily regulated of financial institutions. ⅠAsymmetric Information and Banking Regulation Basic categories of banking regulation: the government safety net restrictions on bank asset holdings and capital requirements chartering and bank examination assessment of risk management disclosure requirements consumer protection restrictions on competition （一）Government Safety Net 1、concept: 政府（国家）安全网为了保持整个金融体系的稳定，防患于未然，当某个或某些金融机构发生一些问题时，动员政府力量，采取各种措施，维护储户利益，防止其危机向其他金融机构和整个金融体系扩散和蔓延，这样的