基于P2P平台解决中小企业融资难问题调查分析精选.pdf

Finance 金融, 2017, 7(2), 93-97 Published Online April 2017 in Hans. /journal/fin /10.12677/fin.2017.72011 Investigation and Analysis to Solve the Difficult Financing Problem for Small and Medium-Sized Enterprise Based on P2P Platform Jinwen Cai, Qi Ren, Dan Huang China Women’s University, Beijing th th th Received: Apr. 14 , 2017; accepted: Apr. 25 , 2017; published: Apr. 30 , 2017 Abstract Small and medium enterprises on how to give an impetus to the development of national economy cannot be ignored, but in terms of financing has been blocked, the emergence of P2P platform provides a convenient channel for small and medium-sized enterprise financing. P2P network credit platform has developed rapidly in recent years, but because of the lack of perfect regulation system and related policy and law, the development direction of P2P platform is difficult to con- trol. We should standardize the market access, business regulation, capital safety regulation and strengthen information disclosure, promoting the healthy development of the P2P to further ease the small and medium-sized enterprise financing difficult question. Keywords Small and Medium-Sized Enterprise, P2P Platform 基于P2P平台解决中小企业融资难问题调查分析 蔡金雯，任 奇，黄 丹 中华女子学院，北京市，中国 收稿日期：2017年4月14 日；录用日期：2017年4月25 日；发布日期：2017年4月30 日 摘 要 文献[1]表明中小型企业对国民经济发展的推动作用不可忽视，但在融资方面一直受阻，P2P平台的出现 文章引用: 蔡金雯, 任奇, 黄丹. 基于P2P 平台解决中小企业融资难问题调查分析[J]. 金融, 2017, 7(2): 93-97. /10.12677/fin.2017.72011 蔡金雯 等 为中小型企业融资提供了便利的渠道。近几年P2P网贷平台发展迅速，但由于缺乏完善的监管系统和相 关政策法律，P2P平台的发展方向呈现难控现象。我们应当通过规范市场准入条件、经营业务监管、资 金安全的监管、加强信息披露等措施，促进P2P健康发展，进一步缓解中小企业融资难的问题。 关键词 中小企业，P2P平台 Copyright © 2017 by authors and Hans