外文翻译---汽车保险理赔.docVIP

Automobile Insurance and Claim It is said that driving a car means taking on several risks to yourself and others.Insurance helps ensure your ability to cover the costs of potential damages,or losses. Introduction for the automobile insurance (1) Automobile insurance classification ★ Vehicle damage insurance If the insured or the eligible driver allowed to drive the vehicle cause the damage in using the vehicle by following reasons,the insurance company will pay for this damage:the damages caused by unexpected crash or roll-over,explosion,fire around the vehicle,collapse of the things out of vehicle,and fallowing things.Moreover,it also includes the damages caused by the nayural disasters as below:Lighting strike,storm,tornado,rainstorm,flood,ground sea,land collapse,ice collapse,cliff fall,hail disaster,debris flow,landslide,and the damage of the vehicle because of the boat carrying the vehicle damaged by the natural disaster. ★ The third party liability insurance The third-party liability insurance of motor vehicles is a kind of law system,which can effectively protect the benefit of the third party who is injured in the accidents.If the insured or the eligible driver allowed to use the car is at fault in an accident,the insurance company will pay for the death of or bodily injury and proper damage expenses caused to the third party in the accident.However,the insurer will not pay for the damage,if the insured have no liability(or is not at fault). ★ Motor vehicle accident liability compulsory insurance The insurer will pay for the death of or bodily injury and proper damage caused to the victim in an accident.Not like the third party liability insurance,buying this insurance is obligatory.And the insurer should pay for the damage no matter the insured has the liability or not. ★ Liability insurance for the people or proper on the vehicle If theres an accident,the insurance will pay for the bodily injury of the people in the vehicle,the prope