[法律资料]商业银行法.docVIP

窗体顶端 【Statute Title】Law of the Peoples Republic of China on Commercial Banks[现行有效] 【法规标题】中华人民共和国商业银行法(2003修正) [Effective] Promulgation date: 12-27-2003 Effective date: 07-01-1995 Department: Standing Committee of the National Peoples Congress Subject: BankingFinance ? ? Law of the People’s Republic of China on Commercial Banks(Adopted at the 13th Session of the Standing Committee of the Eighth National People’s Congress on May 10, 1995, and amended according to the Decision on Modifying the Law of the People’s Republic of China on Commercial Banks as adopted by the Sixth Session of the Standing Committee of the Tenth National People’s Congress on December 27,2003)Contents Chapter I General ProvisionsChapter II Establishment and Organization of Commercial BanksChapter III Protection for DepositorsChapter IV Basic Rules Governing Loans and Other BusinessesChapter V Finance and AccountingChapter VI Supervision and ManagementChapter VII Take-over and TerminationChapter VIII Legal LiabilitiesChapter IX Supplementary Provisions ? Chapter I General Provisions ? Article 1 The present Law is hereby formulated for the purpose of protecting the legal rights and interests of commercial banks, depositors and other clients, standardizing the behaviors of commercial banks, improving the quality of loan assets, strengthening the supervision and management and thus ensuring the sound and stable operations of commercial banks, safeguarding financial order and promoting the development of the socialist market economy. ? Article 2 The commercial banks referred to in this Law are those enterprise legal persons which are established to absorb public deposits, make loans, arrange settlement of accounts and engage in other businesses in accordance with this law and the Company Law of the People’s Republic of China. ? Article 3 A commercial bank may have the following businesses in part or in whole:1. Absorbing public deposits;2. Offering short-term, medium-term and long-term