中国工商银行柳州市龙城支行信贷业务风险管理研究-BHBH金融学论文何一昕文档.docVIP

毕业设计（论文） 中国工商银行柳州市龙城支行信贷业务 风险管理研究 学院名称 经济与管理学院 专业名称 金融学 学生姓名 何一昕 学生学号 N3110380701 指导教师 薄文雅（讲师） 助理指导教师 陆显洪 2015 年  中 国 工 商 银 行 柳 州 市 龙 城 支 行 信 贷 业 务 风 险 管 理 研 究　　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　何 一 昕 北 京 航 空 航 天 大 学 北 海 学 院 个人申明 我申明，本论文及其研究工作是由本人在导师指导下独立完成的，在完成论文时所利用的一切资料均已在参考文献中列出。 作者： 签字： 时间：201年月 Study on management of Liuzhou City, city branch of Industrial and Commercial Bank of Chinese credit business Abstract Author : He Yixin Tutor : Bo Wenya In the 21st century, with Chinas rapid economic development, commercial banks reforms are being put on the agenda. In this period, the external business environment of our slate-owned commercial bank have changed dramatically, especially with the promotion of state-owned enterprises reform and rapidly rising of the gradual non-public economy, state-owned commercial banks trading object has undergone earth-shaking changes. The traditional risk management system has been unable to deal with the new situation and problems. In the traditional economic system of the bank, the policy risk is the major risk of our bank, but nowadays,it has been evolved into policy risk, market risk and credit risk. Industrial and commercial bank of longcheng branch business types, although more, its main source of profit is deposits and loans and intermediate business income risk is concentrated. The credit business is the most important profit source, the bank credit business, the company accounted for more of the credit business, the company credit risk management problems should be cause for concern. Therefore, careful analysis the bank credit business risk management system, efforts to improve the efficiency of risk management is very necessary. This article obtains from the company d the content of the credit business, based on t