[经济学]第一组 chapter5.ppt

answer：Total loss Loss of the whole of a consignment . School of International Economics answer： Perils of the sea A marine insurance term used to designated heavy weather ， stranding lightening collision ，and sea water damage . School of International Economics School of International Economics hello everyone ! School of International Economics School of International Economics Chapter 5: The scope marine Cargo Insurance coverage 海洋货物运输保险覆盖范围 School of International Economics Cargo Transportation Insurance International cargo transportation insurance (国际货物运输保险) Refers to the fact that the insured (被保险人) covers insurance for the shipment with the insurer (保险人), i.e., the insurance company before shipment. School of International Economics Cargo Transportation Insurance A. Perils and Losses 海上风险和损失 Perils Maritime charges School of International Economics A. Perils and Losses 海上风险和损失 Perils 风险 Refer to risks which occur at sea, or at the place where the ocean and land, or the ocean and the inland river, or the ocean and the lighter (驳船) are connected. General perils of the sea (海上风险) Extraneous risks(外来风险) School of International Economics A. Perils and Losses 海上风险和损失 General perils of the sea海上风险 Natural Calamities Fortuitous Accidents School of International Economics A. Perils and Losses 海上风险和损失 Natural Calamities自然灾害 Are caused by the forces resulting from the changes of nature, e.g., vile weather (恶劣天气), thunder (雷), lightning (闪电), tsunami (海啸), earthquake, flood, etc. School of International Economics A. Perils and Losses 海上风险和损失 Fortuitous Accidents 意外灾害 Include accidents resulting from unexpected causes, the carrying conveyance being grounded (搁浅), stranded (触礁), or in collision with floating ice (和漂冰相撞) or other objects, as well as fire or explosion. School of International Economics A. Perils and Losses 海上风险和损失 Extraneous Risks 外来风险 General Extraneous Risks:一般外来风险include theft, fresh or rain water damage, shortage, leakage(渗漏), breakage,