总公司船货培训--英国协会货物保险条款参考.pptVIP

包装与准备 互碰条款 边注 破产除外 核事故 不适航/适运 恐怖主义 运输期间 航程变更 保险受益 普遍性更新 迟延除外 4 1982 4.5 loss damage or expense proximately caused by delay, even though the delay be caused by a risk insured against (except expenses payable under Clause 2 above) 2009 4.5 loss damage or expense caused by delay, even though the delay be caused by a risk insured against (except expenses payable under Clause 2 above). 4.5 迟延引起的损失或费用，即使该迟延是由承保风险引起的（但根据上述第2条可以赔付的费用除外） 《1906年海上保险法》生效至今，关于如何认定proximate ，法院裁决并未有统一的标准，须根据个案进行识别。既然没有统一标准，那就很难界定什么叫做“proximately caused by delay”(直接由延迟引起)，所以2009版条款4.5去掉了“proximately”这一字眼，避免思想混乱。 也就是说，只要是delay造成的损失和费用，均属 (A)条款除外责任，无需再去区分是否直接或间接由延迟引起。 迟延除外 包装与准备 互碰条款 边注 核事故 不适航/适运 恐怖主义 运输期间 航程变更 保险受益 普遍性更新 破产除外 5 1982 4.6 loss damage or expense arising from insolvency or financial default of the owners managers charterers or operators of the vessel 2009 4.6 loss damage or expense caused by insolvency or financial default of the owners managers charterers or operators of the vessel where, at the time of loading of the subject-matter insured on board the vessel, the Assured are aware, or in the ordinary course of business should be aware, that such insolvency or financial default could prevent the normal prosecution of the voyage. This exclusion shall not apply where the contract of insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the subject-matter insured in good faith under a binding contract. 4.6由于船舶所有人、经理人、租船人或经营人破产或经济困难造成的损失或费用，但以在保险标的装上船舶之时被保险人知道或在通常业务过程中应当知道此种破产或经济困难可能导致该航程取消为限。 如果本保险合同已经转让给根据有效合同已善意购买或同意购买保险标的另一方，另一方若根据本保险合同提出索赔，则本除外条款对其不适用。 采纳了1983年《协会商品贸易条款（A）》CL275，以及1986年《协会冷冻肉条款（A）》CL323关于“破产或经济困难”的除外规定措辞，确立了协会系列条款间的统一性。 迟延除外 包装与准备 互碰条款 边注 核事故 不适航/适运 恐怖主义 运输期间 航程变更 保险受益 普遍性更新 破产除外 5 1982 4.6 loss damage or expense arising from insolvency or financial default of the owners managers charterers or operators of the vessel 2009 4.6 loss damage or expense caused by insolvency or financial default of the owners manage