世纪商务英语阅读教程专业篇1第四版unit-9.ppt

9-3 Task 6 Why is insurance very necessary? 2. What does insurance mainly consist of? 1. Because it can provide protection against financial losses resulting from a variety of perils. 2. It consists mainly of insurance carriers (or insurers) and insurance agencies and brokerages. 9-3 Task 6 3. What are insurance carriers? 4. What are the four categories of insurance? Insurance carriers are large companies that provide insurance and assume the risks covered by the policy. It covers: (1) property and casualty, (2) life,(3) health and disability, (4) old-age and unemployment. 9-3 Task 7 Now read the text for the second time. This time pay much more attention to the details in the text, including many facts, points and concepts. After you have finished, decide whether the following statements are True or False. 1. According to different kinds of activities, most insurance is catalogued into four main types. T 9-3 Task 7 2. Property insurance covers losses of a policyholder’s appliances or jewelry. 3. Property insurance and casualty insurance are commonly catalogued into one type because many policies have provisions to cover both. 4. Family members of a policyholder can receive money only when the policyholder of life insurance is in the final stage of a serious illness. T T F 9-3 Task 7 5. If an individual takes out life insurance when he is alive, his funeral expenses can be financed by the insurance company. 6. Health insurance covers the expenses of ordinary living of a sick policyholder. 7. The coverage of disability insurance extends to the medical care expenses caused by an injury. T F F 9-3 Task 7 8. Employer?sponsored workers’compensation plans don’t provide coverage of all medical expenses for job?caused disabilities. 9. There are some health policies providing only limited protection against economic losses caused by diseases. 10. A retired individual is not allowed to obtain income from unemployment insurance. F T T 9-3 Task