银行卡数据格式（Bank card data format）.docVIP

银行卡数据格式（Bank card data format） The format of the magnetic stripe card is uniform. As follows: 1 range This standard specifies the magnetic stripe information format and usage specification of bank cards. This standard is applicable to all kinds of bank cards issued and used in Peoples Republic of China. 2 citation criteria The provisions of the following standards include the provisions of the cost standard by quoting in this standard. The standards are valid when the new standard is published. All standards will be modified. The possibility of using the latest version of the following standards should be discussed by all parties using this standard. GB/T 2659-2000 code of names of countries and regions of the world GB/T l2406-1996 represents the code of money and money GB/T 15694.1-1995 identification card issuer identifier first part: Numbering System GB / T 15120.2-1994 identification card recording technology second parts: magnetic stripe JR/T 0008-2000 bank card BIN and card number 3. terms The following definitions are used in this standard. 3.1 bank card issued by commercial banks (including postal financial institutions, the same below) to the society issued with consumer credit, transfer settlement, access to cash and other functions of all or part of the credit payment tools. 3.2 master account primary account number (PAN) Number of identification card issuers and cardholder information. It consists of ID number, personal account identifier and check bit. Its the main account for financial transactions. Note: it is equivalent to the card number defined in JR/T 0008. 3.3 card issuing organization identification number issuer identification number (IIN) Codes for identifying major industries and issuers. 3.4 personal account identifier individual account identification The number assigned by the issuing bank to identify the individual account. 3.5 check bit check digit A number after the cardholders identity. It calculates all the characters according to the