债务市场论文中小企业信用担保体系制度性缺陷及其制度创新.docVIP

债务市场论文-中小企业信用担保体系的制度性缺陷及其制度创新 [摘要]：我国中小企业信用担保体系已经初步具备行业规模，它对我国中小企业的发展壮大也起到了积? 极作用。但是现有中小企业信用担保体系在结构、经营和功能上的三重制度性缺陷，我们在分析上述缺陷的成因的基础上，提出保持该体系可持续发展的根本途径在于中小企业信用担保体系及其上下游环节两个层面上的制度创新。? [关键词]：中小企业?；?中小企业信用担保体系；?制度创新? [Abstract]：Our?credit?guarantee?systems?for?SMEs?have?formed?basic?scale?and?have?produced?beneficial?effects?on?the?SMEs’?development，but?there?are??three?defects?in?structure,?operation?and?function?of?existing?guarantee?systems?for?SMEs。We?analyze?the?reasons?why?the?above?defaults?exist?，and??point?out?that?the?radical?way?to?keep?sustainable?development?of?the?whole?systems?i