中小企业银行融资成本影响因素分析.doc.docVIP

　　中小企业银行融资成本影响因素分析 【摘要】 改革开放以来，我国中小企业迅速崛起，目前已成为经济建设的一支决定性的增长力量。在我国现有的金融环境下，银行依然是中小企业外源融资的主要途径，因而本文先分析了融资存在的问题，接着探究我国中小企业银行融资难的影响因素。 【关键字】 中小企业；银行融资；融资成本；影响因素【Abstract】 Since reform and opening up, China’s rapid emergence of small and medium enterprises, economic development has become a decisive force for growth. At present our country’s financial environment, banks are still the source of financing for SMEs outside the main way, which this article first analyzes the existence of the problem of financing, then our country into small and medium-sized bank financing difficult to factor. 【Keywor