外资银行英文职分析篇.pptVIP

外资银行英文职位及缩写分析篇 ---An analysis on the English positions and abbreviations of foreign banks 银行篇 ---banking 花旗银行：Citibank 汇丰银行: HSBC (The Hong Kong and Shanghai Banking Corporation Limited) 渣打银行：Standard Chartered Bank 东亚银行：BEA （The Bank of East Asia） 恒生银行：Hang Seng Bank Limited 瑞士银行：UBS( Union Bank of Switzerland) 德意志银行：Deutsche Bank 美国银行： Bank of America 星展银行： DBS Group （Development Bank of Singapore） 苏格兰皇家银行：RBS （The Royal Bank of Scotland） 三井住友银行： SMBC（Sumitomo Mitsui Banking Corporation ） 名词解释篇 ---definition Wholesale Bank ：批发银行 ---由于不同国家不同时期对银行业务的管制差异而有所不同。 《英汉国际金融大词典》对“wholesale banking ”的释义是：“批发银行业务是指银行之间巨额款项的借入与贷出，区别于银行与其顾客之间以传统方式构成的零售银行业。 ” PS:大企业、事业单位，涉及金额比较大。 Consumer bank：零售银行 ---主要向家庭和小企业提供服务的面向消费者的银行. Personal banking sales /Private bank ---向富有个人或家庭提供的私密性银行业务，通常由国际级金融集团提供，开户门槛一般不低于50万美元，业务范围包括财务咨询、投资理财(如规划投资、避税)、信托和托管、提供并购案建议及标的，有的还代表客户竞标古董等。一些外资银行多拥有私人银行部，另一些银行则只做私人银行业务。 Corporate Banking/ Enterprise banking: 公司业务 ---Corporate Banking means Financing to corporate institutions which has been declared as Corporate entity. Corporate entity means if more than one company falls in the same line of business, financing terms will be same to all the corporate institution as whole. ---Enterprise banking means each individual business units will be covered separate, according to the specific requirements for financing. Though more than one company falls in the same group, the financing terms will differ according to each enterprise demands and needs. Commercial Retail Banking : 商业银行零售业务 ---When people have extra money, they may choose to deposit it in a bank account, at a commercial or retail bank, and the bank pays interest to the depositors(存款者）. The bank then uses the mo