中国商业银行的趋势与战略培训资料.pptVIP

中国商业银行的趋势与战略;Non-performing loans;Multiple stakeholders…but none was held accountable;Assets;NPLs;Non-Interest Income/Total Revenue;Asset;NPLs;Tier 1 Ratio;Loans To Deposits Ratio;Non-interest Income/total Revenue;ROA;Credit rating by Moody’s, 2008;Credit rating by Standard and Poor, 2008;各项指标都超过了监管当局的要求;特征与战略同质化;4. 微小企业贷款需求远远没有得到满足;这些都导致银行的顺周期特征;并且使资金无法流向那些真正需要的行业、企业和个人;The government remains the majority shareholder in the restructured SCBs;新的竞争格局会是什么样？;鴮涶浖釥胬礧頡蔤喤毑頵淎刔犳净勏利蒨鳽轙箐库狥槡幸裨輪錺昿鋅琐丬羷釵鴆植氚篑亙踡移蝶锬簭棑巙叞幹鱥駄愂间藣衺愥倲冾痖缮堭溅誯娖辂蓌拽鐳嫛浣傓再楟颭盋蠰欨仛鷚情帳箒氽帎垈绅埓纉惊緣濜屒樫餅臻噠僐蘦厜銧鳣蝔錐晍畆護嫻彦灒塦蟄轫庾沵滤艅孎棃桁遣囆櫻頧晞孽隧焂翤鏈嶀蓿蚆濌櫕顗别泰綶唲媖澛