P2P网络借贷法律监管问题研究修改稿..docVIP

P2P网络借贷法律监管问题研究 】 近几年，在现在人类发展的背景下，属于网络上的一些金融物品的项0逐渐进入 了我国的经济市场。关于互联网借贷的金融产品真是野火烧不尽春风吹乂起。各种产 品越来越多快速的发展，到现在为止我国虽然己经制定了《暂行办法》、《网络借贷 资金存管业务指引》、《资金存管业务指引》，但是在P2P金融平台监管问题上还 存在一些分歧，不知道从哪方面管制，投资还有明显的风险性。P2P虽然是借着网 络操作投资但还是有一定的风险，到现在为止发现了不少不利于P2P发展的情况。 本文首先对国内外的研宄现状做了简要介绍，分析了 P2P网络借贷平台的运作模式, 探讨了 P2P网络借贷平台法律监管存在的问题，最后结合所学知识提出了针对我国 P2P网络借贷平台问题的解决对策，希望给我国p2p网络借贷平台法律监管提供一些 有价值的参考意见参考意义。 P2P网络借贷法律监管 Research on Legal Supervision of P2P Network Loan [Abstract] In recent years，in the context of human development now，belong to the network of some financial items of the project gradually into Chinas economic market. Financial products on the Internet borrowing is really wild fire burning spring. A variety of products more and more rapid development, so far our country has not yet enacted the relevant provisions of the law and published in the P2P financial platform， there are still some differences in the views, do not know where the control, investment there Obvious risk. P2P, although the investment through the network but still have a certain risk, so far found a lot of disadvantage is not conducive to the development of P2P situation. This paper first introduces the current situation of research at home and abroad, analyzes the operation mode of P2P network lending platform， discusses the existing problems of P2P network lending platform legal supervision， and finally puts forward the problem of P2P network lending platform Solve the countermeasure, hoping to give our country p2p network borrowing platform legal supervision to provide some valuable reference reference significance. [Key Words] P2P network lending legal supervision 目录】 TOC \o 1-5 \h \z 一、 互联网金融P2P借贷基本范畴界定 1 HYPERLINK \l bookmark3 \o Current Document \h （一） 互联网金融P2P借贷基本理论 1 HYPERLINK \l bookmark4 \o Current Document \h 互联网金融P2P借贷的概念 1 HYPERLINK \l bookmark5 \o Current Document \h 互联网金融P2P借贷的特点 1 HYPERLINK \l bookmark6 \o Current Document \h （二） 互联网金融P2P借贷的运营模式 2 HYPERLINK \l bookmark7 \o Current Document \