关于我国中小企业融资问题的思考—以湖北省为例-毕业论文（设计）.doc

中国地质大学江城学院毕业设计（论文） PAGE 19 中国地质大学江城学院毕业设计（论文） PAGE 1 分类号 密级 U D C 中国地质大学江城学院 毕业论文（设计） 关于我国中小企业融资问题的思考——以湖北省为例 姓 名： 专 业： 班 级： 学 号： 指导教师： 摘 要 随着我国经济的蓬勃发展，使得中小企业也在全国范围内遍地开花，数量猛增，为国家和区域经济带来了不可估量的作用。但是，作为推动中国经济发展的重要引擎—中小企业的发展却一路坎坷，融资难问题成为了制约中小企业发展的重要因素。如何打破这一困局，为中小企业营造良好的企业外部环境是我们必须要研究的重要课题。 本文在了解了我国中小企业及融资渠道的定义、内涵、特点后，从湖北省中小企业的基本特点入手，分析了当前我国中小企业融资困境现状，从企业、金融机构及政府方面分析了我国中小企业融资困境成因，并提出解决我国中小企业融资困境的对策和建议。 同时鉴于作者专业知识水平的局限性和实践经验的不足,论文中很多论述和策略还有疏漏的地方,相信会在今后的学习工作中改进。 关键词：中小企业 湖北省 融资现状 原因 途径 ABSTRACT With the vigorous development of Chinas economy, making small and medium enterprises are everywhere throughout the country, the number soared to national and regional economy has brought an invaluable role.However, as important to promote Chinas economic development engine - the development of SMEs has been an easy road, the problem of financing has become an important factor restricting the development of SMEs.How to break this impasse, for SMEs to create a favorable external environment for enterprises is that we have to study the important issue. Based on the understanding of the financing of SMEs and the definition, content, features, from the basic characteristics of small and medium enterprises in Hubei Province, analyzes the current status of SME financing difficulties, from corporate, financial institutions and the Government of the Small and Medium Sized causes of the plight of corporate finance, and to propose solutions to the plight of SME financing strategies and recommendations. Level of professional knowledge in view of the limitations and lack of practical experience, a lot of discussion and policy papers where there are omissions, I believe the work will be improved in future study. Keyword: Small and medium-sized enterprises Hubei Province Financing status Reason Way 目 录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc294270923 1 引 言