《中国高储蓄率的成因、影响及对策》-毕业论文（设计）.docVIP

精品 PAGE 2 摘 要 储蓄是各国经济发展的重要因素。而我国储蓄率一直居高不下的问题已成为世界关注的焦点。在经济发展过程中，高储蓄给我国带来了巨大的影响。目前我国的高储蓄率是经济发展过程中的一种正常现象，也是我国经济发展的双刃剑。 本文立足于我国储蓄的发展，对我国高储蓄率的成因进行了探讨，分析目前高储蓄率对我国经济发展的影响，并总结其未来趋势以及我国应对的对策。在未来一段时期内我国高储蓄率问题会持续存在，但是我们相信采取更好的解决措施和策略后，我国经济能够继续蓬勃发展。 关键词 储蓄；高储蓄率；经济发展；影响 Abstract Saving is an important factor in economic development of each country. In our country, the issue of high saving rate has been the focus of the world. In the process of economic development, the high saving will greatly impact the economic development in our country. At present, in our country , the high savings rate is a normal phenomenon in the process of economic development, but it is also a double-edged sword of the economic development. This article based on the development of savings in our country , discussed the cause of the high savings rate in our country. We anlysised that the current high savings rate was affected to the economic development of our country. Its future trends of development and its measure in our country was summarized. In the next period of time, the issue of high saving rate in our country will persist, however, we are sure that the economic should continue to flourishing after we take effective measures. Key Words Saving ; High saving rate ; Economic development ; Impact 目 录 TOC \o 1-2 \f \h \z HYPERLINK \l _Toc262395636 摘 要 PAGEREF _Toc262395636 \h I HYPERLINK \l _Toc262395637 Abstract PAGEREF _Toc262395637 \h II HYPERLINK \l _Toc262395638 一、储蓄的基本理论概述 PAGEREF _Toc262395638 \h 3 HYPERLINK \l _Toc262395639 （一）储蓄的定义 PAGEREF _Toc262395639 \h 3 HYPERLINK \l _Toc262395640 （二）储蓄的分类 PAGEREF _Toc262395640 \h 3 HYPERLINK \l _Toc262395641 （三）影响储蓄的因素 PAGEREF _Toc262395641 \h 4 HYPERLINK \l _Toc262395642 二、中国高储蓄率的成因 PAGEREF _Toc262395642 \h 6 HYPERLINK \l _Toc262395643 （一）储蓄占有结构的不平衡 PAGEREF _Toc262395643 \h 6 HYPERLINK \l _Toc262395644 （二）经济增长 PAGEREF _Toc262395644 \h 6 HYPERLINK \l _Toc262395645 （三）中国的金融市场发展 PAGEREF _Toc2623956