《贵金属投资技术分析英文版 (2)》-公开·课件设计.pptVIP

9.01 Summarize the various types of short-term and long-term investments. Investing Putting your money to use in order to make money on it. Simple Interest vs. Compound Interest Simple – interest that is computed only on the amount saved. Compound – interest that is computed on the amount saved plus interest previously earned. Securities refers to bonds, stocks, and other documents sold by corporations and governments to raise large sums of money. Savings is money put aside for future use. Most common reasons to save are: Investing Through Banks Investing Through BanksContinued Money Market Fund 9.02 Summarize the investing in stocks and bonds. Investing in Bonds Bonds Promise to pay a definite amount of money at a stated interest rate on a specified maturity date. Bondholder Individual who lends money to a corporation. Bond Terms Face Value Amount being borrowed by the seller of the bond. Coupon Rate Rate of interest on the bond.  Types of Bonds Corporate Bonds Issued by corporations Used to finance buildings and equipment. Municipal Bonds Issued by local and state governments. Used to finance schools, roads, airports, etc. Types of Bonds Treasury Bonds Issued by federal government. Known as Savings or Federal Bonds Types: Series EE Bonds Cost half the face value. After a specified number of years the bond becomes worth the face value. Treasury Bills Issued for three months to one year. Treasury Notes Issued for two to ten years. Treasury Bonds Issued for ten or more years. Investing in Stocks Stock Share of ownership in a business. Stock Certificate Proof of ownership in a corporation Market Value Price at which a stock can be bought or sold. Dividends Part of profits shared with stockholders. Types of Stocks Preferred Priority over common stockholders in the payment of dividends. No voting rights. Common General ownership in a corporation and a right to share in the corporation’s profits Right to vote at shareholder meetings One vote per share. Rea