供应链金融体系与联保贷款模式研究-物流与供应链管理专业论文.docx

ABSTRACT _， ‘ I 合 11  The financing difficulty for SMEs，the great chal1enge for bank and 也e swift development of logistics ente叩rise 伽ive SCF emerge. In由e ∞ntextof 由e supply chain， it has become an essential rl吨uirement for 伽阳bi1ity of supply chain ω e时lance 也.e financing abi1ity and reduce the fmancing cost for smal1 and medium enterprises (SMEs) 出rough the innovative fmancia1 products. SCF brings benefit for a11participants ，SMEs get the loan suppo此， ba础s widen operation field，logistics enterprisesωm more profit，and supply chains improve competition ability. Just because SCF is so effective and profitable，it can develop so fast in China. Starting wi白白.e inevitability how SCF emerges，也ispap町 introduces 伽由ree main modes of SCF，does preliminary research accordingωsome SCF products of domestic banks，andωmpares 伽seproducωin different per叩ective. Then this paper builds 1耶 SCF mode system， describes 伽se SCF products in 白ree dimensions，This mode system provides ωme feasible directions to design new SCF produc阳. ηlis paper does some thorough research in one SCF mode叩咆roup lending. Group lendi吨 hasv町y good obvious effect，but banks still face some risks. Through bank mechanism design research，也is paper provides scientific and reasonable desi即I suggestions. Not even in guidance document ofbank management department，but also in SCF products of domestic banks，the size of loan grOUp is a very 也zzynumb饵， therefore fIXing a scientific number has great research value. This paper gives a number scale of the grOUp size 由rough two indicators-repayment rate and group risk. KEYWORDS: Supply Chain Finance (SCF); SCF mode system; group lending; size of loan group 目录 第一章引言. 1.1供应链金融出现的背景……………，..……… 1 - 1.1.1 什么是供应链……………………………… 1 ， 1.1.2 供应链金融的兴起………………………………川..………… .1 1.2 什么是供应链金融…………川…………………………………… 2 都 1.2.1供应链金融的定义……… 2 1.2.2 供应链金融的主体………………… 3 1.3 什么是联保贷款，…·……...…… 4 1.3.1联保贷款的起源……………………川………… ..4 1.3.2 联保贷款的定义…………………………… .:5 第二章理论基础、研究现状及意义………川… !