cha着装pter3-retailbank-loan.pptVIP

L/O/G/O Chapter 3 Retail bank：Loans  Teaching target In this chapter we will learn the types of loans that banks make available to individuals and families. Note Hosing loans for individuals 私人住房贷款 Auto loans 购车贷款 Education loans 教育贷款 Secured personal loans 个人贷款担保 Note Secured 1. 有保证、可靠的、2. 有担保 a loan secured by mortgage 抵押作担保的贷款 Security 1.?安全2.?抵押品3.?有价证券4.?保卫部门；保安部门5.?担保；保证 securities exchange 证券交易所 Panic selling of securities 大恐慌导致的债券抛售 public security situation 社会治安情况 贷款基准利率 benchmark interest rate for loan （金融市场上具有普遍参照作用的利率，其他利率水平或金融资产价格均可根据这一基准利率水平来确