[资本市欣悦场和金融机构]4.pptVIP

THE FINANCIAL SERVICES SECTOR IN CANADA: Deposit Taking Institutions (DTI)(Based on Chapter 2of the Textbook by Saunders, Cornett and McGraw) Outline Importance of DTI. Depositary FIs: The Banks Balance Sheet Credit Unions Bank Regulators and regulations Conclusions 1. Importance of DTI Major source of investment by individuals The claims on Depository Institutions (demand deposits) result on the majority of money supply Main channel for society’s transmission of risks and funds Critical to the overall payments system With FIs ? ↓ Information asymmetry (between lenders borrow