产权结构公司治理对国有商业银行效率的影响及完善公共管理专业论文.docxVIP

中文摘要从市场结构来看，国有银行在中国整个金融体系中占据着主导地位。中国国 中文摘要 从市场结构来看，国有银行在中国整个金融体系中占据着主导地位。中国国 有银行经历了从专业银行到国有独资商业银行，再到股份制商业银行的转变，每 个改革过程充满了机遇与挑战，也推动了国有银行的发展。尤其是股份制改革后， 国有商业银行商业化程度不断提高，资产质量得到明显的改善。 本文通过分析产权结构、公司治理对国有商业银行效率的影响入手，分析了 股改后，国有商业银行产权结构和公司治理的情况和存在的问题，并提出了深化 股份制改革、完善公司治理机制的措施。 本文主要论证了以下观点：产权结构对国有商业银行效率有显著影响，且在 一定条件下，其作用大于市场结构对银行效率的影响；产权结构要通过商业银行 的公司治理机制才能有效作用于效率，公司治理是影响国有商业银行效率的重要 因素；股改后，中国国有商业银行的股份制改革仍有待深入，公司治理机制也有 待完善。 [关键词]国有商业银行产权结构公司治理效率 中图分类号：F832 AbstractFrom Abstract From a market structure，the state．owned banks in Chinats oVeraU financial svstem dominated．China’s state—o、Ⅳned banks experienced from specialized banks to state．o、Ⅳned commercial ba咄s，．ioint．stock commercial banks and then to changes in the process of reform is full of eVer)r opponlmity and challenge，also contributed to the development of State．o啪edballl(s．Espec础y joint．stock refo肿of state—owned commercial banks continue to raise the 1evel of business，asset quality improVed significantly． This paper analyzes the ownership stmcture， co印orate goVemallce of state．o、vned commercial bank ef：[1ciency ef!f℃cts，analyzes the Share refoHn，the state．owned commercial bank ownerShip stmcture and co印orate goVemance situatlon and problems，and proposed to deepen the shareholding system ref．orm， improVe co叩orate goVemance of measures． This paper argues the f01lowing points：ownership structure on the efficiency of state—owned commercial banks haVe a maj or impact，and under certain conditions，the r01e of market stmcture than the emciency of the bank；property stmcture should be adopted by commercial banks the role of co叩orate 90Vemance to be ef．fectiVe in efI丘ciency，corporate governance is a丘’ecting the efjEiciency of state—owned commercial banks， an impoIrtant factor； share reform， the Chinese j oint—stock refom of state．owned commercial banks haVe yet to be thorough，co叩orate goVemance has yet to be improved． Keywords： State—owned Commercial Banks， Ownership Stmcture， Corporate Governance， Perf．ormance CLC：F