Basics of Credit Analysis信贷风险分析基础.pptVIP

Basics of Credit Analysis信贷风险分析基础 Sources and Types of Risks风险来源及种类 Framework for Financial Statement Analysis of Risk财务报表风险分析架构 Analysis of Short-Term Liquidity Risk短期流动性风险分析 The analysis of short-term liquidity risk requires an understanding of the operating cycle of a firm! 短期流动性风险分析需要了解一家企业的经营过程 Current Ratio: mainly used to give an idea about the company’s ability to pay back its short-term liabilities and a sense of the efficiency of the firm’s operating cycle and its ability to turn its products into cash (ratio ≥ 1.0 preferred) 流动比率：主要用于分析公司短期偿债能力，经营效率及变现能力（比率应大于等于1.0） Quick Ratio: