银行个人理财业务分析.docVIP

目 录 提纲················································1 内容提要············································2 一、个人理财业务的发展现状··························2 （一）我国商业银行个人理财业务发展现状分析··········2 （二）国内外银行个人理财业务发展状况················3 （三）国内和国外个人理财业务服务的状况比较··········4 二、现阶段我国银行个人理财业务存在的问题············4 （一）与外资银行的个人理财业务还存在着不少的差距····5 （二）我国金融市场分业经营体制影响个人理财业务······5 （三）个人理财业务品种单一··························5 三、发展银行个人理财业务途径························6 （一）加快理财产品创新······························6 （二）培养理财人员从业素质控制道德风险··············6 （三）大力开拓发展网上理财业务······················7 （四）建立个人信用体系······························8 （五）细分客户市场···