- 1、本文档共37页,可阅读全部内容。
- 2、原创力文档(book118)网站文档一经付费(服务费),不意味着购买了该文档的版权,仅供个人/单位学习、研究之用,不得用于商业用途,未经授权,严禁复制、发行、汇编、翻译或者网络传播等,侵权必究。
- 3、本站所有内容均由合作方或网友上传,本站不对文档的完整性、权威性及其观点立场正确性做任何保证或承诺!文档内容仅供研究参考,付费前请自行鉴别。如您付费,意味着您自己接受本站规则且自行承担风险,本站不退款、不进行额外附加服务;查看《如何避免下载的几个坑》。如果您已付费下载过本站文档,您可以点击 这里二次下载。
- 4、如文档侵犯商业秘密、侵犯著作权、侵犯人身权等,请点击“版权申诉”(推荐),也可以打举报电话:400-050-0827(电话支持时间:9:00-18:30)。
查看更多
From a corporate governance perspective, if the financial institution does not adequately monitor overseas operations, the bank could be impacted -e.g. Barings. Supervisors may have to review controls at offshore locations through internal audit reports if there is no consolidated supervision at the other location. We have spoken about the increasingly sophisticated global market place, and the increased complexity of the banking environment.Despite the complexities, common sense and high quality personnel resources will go along way to protecting banks from losses and help ensure effective CG. Routinely after a loss involving a theft or embezzlement, we determine that a sufficient background check was not conducted. For sensitive positions this should be part of the hiring process. Insist that personnel demonstrate the integrity in all that they do. If you ever have reason to believe that someone’s character or integrity is in question remove them. In difficult times they will cause management and the bank problems. If you are not sure where to begin looking for potential risk, “Follow the Money.” The products or business lines generating the most revenue are good places to start looking at CG and control issues. Whether you think in terms of customer product, or business unit profitability, you can ask the two simple questions that are fairly straight forward; Is this reasonable? Does this make sense? If those questions can’t be answered easily, proceed with caution. For CG to be fully effective management at all levels must make the hard business decisions. Exit relationships, discontinue product line, reduce risk limits, terminate employees if necessary. All the business data and sophisticated measurements available are not useful if hard decisions do not get made. * Limits on Loans to Related Parties对关联贷款的限制 Prior supervisory approval required for: 监管者预先核准要求: Loans exceeding 25% of capital 贷款超过资本的25% to any one debtor in the private s
您可能关注的文档
- 建筑业农民工入场安全知识.ppt
- 建筑装饰施工技术全课程教(学)案.ppt
- 江苏省南通市2018年中考数学试卷(Word版,含解析).doc
- 江苏省星级工地检查表.doc
- 江苏苏州信息技术会考考题(初一).doc
- 教育研究方法 课程论文正稿.doc
- 经济学原理笔记整理(微观经济学).doc
- 经颅多普勒TCD的临床应用.ppt
- 酒店常用服务用语(30句).ppt
- 酒店中层管理者基础培训教材.ppt
- 数据整理课件浙教版初中信息技术七年级上册.pptx
- 2023年吉林白城通榆县招考聘用公安警务辅助人员60人笔试上岸试题历年高频考点难、易错点摘选附带答案详解.docx
- 2023年08月湖南长沙市行政审批服务局所属事业单位选调笔试上岸试题历年高频考点难、易错点摘选附带答案详解.docx
- 代数式课件北师大版数学七年级上册.pptx
- 导数与函数的单调性课件高二上学期数学苏教版选择性必修第一册.pptx
- 初中日语人教版第二册第8課+おもしろい絵课件 (2).pptx
- 初中日语人教版第二册第8課+おもしろい絵课件.pptx
- 复杂电路的连接与分析人教版初中物理九年级上册.pptx
- 复杂多变的关系课件统编版道德与法治九年级下册.pptx
- 2023年安徽医科大学科研助理岗位招考聘用(第二批次)笔试上岸试题历年高频考点难、易错点摘选附带答案详解.docx
文档评论(0)