新剑桥商务英语 14单元banking.pptVIP

Unit 14 banking 1.Personal banking 1a.Vocabulary :match up these term with the definitions below *cash card 现金支取卡，提款卡 *cash dispenser (GB) or ATM (US) 提款机，ATM机 *credit card 信用卡，记账卡 *home banking 家庭银行（服务业务） *loan 贷款，借款 *mortgage 抵押 *overdraft 透支 *standing order or credit debit 借记卡 *current account (GB) or checking account (US)活期存款或支票户头 *deposit account (GB) or time or notice account (US)定期存款 1,an arrangement by which a customer can withdraw more from a bank account than has been deposited in it, up to an agree limit; interest on the debt is calculated daily (overdraft 透支) 2.a card which guarantees payment for goods and services purchased by the cardholder, who plays back the bank or finance company at later date (credit card 信用卡，记账卡) 3. a computerized machine that allow bank customers to withdraw money, check there balance, and so on (cash dispenser (GB) or ATM (US) 提款机，ATM机) 4.a fixed sum of money on which interest is paid, lent for a fixed period, and usually for a specific purpose ( loan 贷款，借款) 5.an instruction to a bank to pay fixed sums of money to certain people or organizations at started times (standing order or credit debit 借记卡) 6.a loan ,usually to buy property ,which serves as a security for the loan (mortgage 抵押) 7.a plastic card issued to bank customers for use in cash dispensers (cash card 现金支取卡，提款卡) 8.doing banking transactions by telephone or from one’s own personal computer (home banking 家庭银行) 9.one that generally pays little or no interest, but allows the holder to withdraw his or her cash without any restriction (current account (GB) or checking account (US)活期存款或支票户头) 10.one that pays interest ,but usually cannot be used for paying cheques(GB)or checks(US),and on which notices is often required to withdraw money (deposit account (GB) or time or notice account (US)定期存款) 1b.Discussion 1.Which of the banking facilities listed in 1a do you use? 2.What other services do commercial banks offer