电子付款教材新系统.pptVIP

電子付款系統 Crucial factors for ePayment Independence: no need to install specialized components Interoperability and portability: need to be supported by standard computing platforms Security Anonymity: like cash Divisibility: good for all kinds amount Ease of use Transaction Fees: no good Most Common Payment Systems, Based on Number Of Transactions Most Common Payment Systems, Based on Dollar Amount Figure 6.2, Page 310 Online Merchants’ Actual and Preferred Online Payments Figure 6.3, Page 315 電子付款系統的種類 代幣式付款系統 電子現金 電子票據 智慧卡 信用卡電子付款系統 一、電子現金 電子現金是模擬一般傳統現金付款方式的電子付款工具。 利用網路的數位資料來代替一筆現金，但此筆數位資料