论WTO金融服务贸易协议与我国外资银行市场准入监管法制完善.docVIP

摘 摘  要 要 外资银行市场准入监管法制是当今各国普遍关注的立法热点之一。加入 WTO 之时我国对外资银行市场准入问题作了具体承诺，我国有关外资银行市场 准入监管法规的制订应受到 WTO 金融服务贸易协议的约束。本文运用了比较法、 法律哲学、经济学等多种方法，通过对金融服务贸易协议的分析研究，以及对各 国相关监管制度的比较借鉴，提出了完善我国外资银行市场准入监管法制的几点 立法建议。 除前言和结束语外，本文分为四章进行论述，其中第二、四章是全文的重点。 第一章是外资银行市场准入监管概述，讨论了二个问题：第一，外资银行市 场准入监管的概念；第二，外资银行市场准入监管的必要性分析。本章阐述的重 点是东道国对外资银行市场准入监管的必要性问题。 第二章探讨的是 WTO 金融服务贸易协议中有关外资银行市场准入的规定。 本章分别研究了金融服务贸易协议的三个组成部分（《服务贸易总协定》、《有 关金融服务承诺的谅解书协议》和《全球金融服务协议》）中有关外资银行市场 准入监管的规定，并对其中关于发展中国家的保护性规定做了重点论述。 第三章对别的国家有关外资银行市场准入监管的法律制度进行了评析。主要 分析了各国对外资银行进入本国在市场准入形式、条件以及范围上进行监管的法 律制度构建。 第四章结合以上各章的分析研究，针对我国外资银行市场准入法制存在的问 题提出了完善对策。本章首先概括了我国加入 WTO 后外资银行市场准入监管的 现状，然后具体地指出了其中存在的问题，并在前三章分析的基础上对我国外资 银行市场准入法制的完善提出了自己的看法。 关 键 词：世界贸易组织；市场准入；外资银行 ABSTRACT ABSTRACT Nowadays, most countries are attentive to the legal system of supervision over market access of foreign-capital banks. The legal document of China’s entering into WTO has made some specific commitments on market access. So now in China, the legislation of supervision over market access of foreign-capital banks must be restricted by the WTO multilateral financial service trade principles. On the basis of WTO financial service trade agreements and some countries’ banking acts and regulations of authorities, the author studies the deficiencies and countermeasures of market access of foreign-capital banks in China. Besides the preface and conclusion, the thesis is divided into four chapters. Chapter Two and Chapter Four are the major parts. Chapter One focuses on two issues: the meaning and the necessity of supervision over market access of foreign-capital banks. The latter is the major part of this chapter. In Chapter Two, the author analyzes the provisions about market access of foreign-capital banks of WTO financial service trade framework, which consists of three legal documents as General Agreement on Trade in Services, Financial Service Agreement and Understanding on Commitments in Financial Services. Chapter Three expounds specific rules on market access of forei