第五章信用证结算方式演示教学.pptVIP

Chapter five Letter of credit; A L/c is a written undertaking by the issuing bank to the beneficiary, under which the bank will pay a sum certain in money to the beneficiary if the beneficiary of the L/C provides the bank with specified documents within a prescribed time period, which all comply with the terms and conditions of the credit.;UCP500 Art.2 an arrangement, however named or described, whereby a bank(the issuing bank) acting at the request and on the instructions of a customer (the applicant) or on its own behalf, 1)is to make a payment to the order of a third party(the beneficiary), or is to accept and pay bills of exchange(drawn by the beneficiary); or 2)authorizes another bank to effect such payment, or to accept and pay such bills of exchange; or 3) authorizes another bank to negotiate, against stipulated documents, provided that the terms and conditions of the credit are complied with.;A written undertaking on the part of the issuing bank Independent of the sales contract Exclusively dealing with documents High level of protection and security to both buyers and sellers Abide byUCP500, Uniform Customs and Practice for Documentary Credits, ICC Publication No.500 1929/74，1933/82，1951/151，1962/222，1974/290，1983/400，1993/500, 2006/600 全文共49条，包括：总则与定义、信用证的格式与通知、责任与义务、单据、杂项规定、可转让信用证和款项让渡七个部分。 ;Contents of a L/C;开证申请人（Applicant/buyer） Liable for payment to the issuing bank provided no discrepancy between documents and the credit; right to examine the documents and refuse payment; any requirement of the applicant should be satisfied by certain documents and clearly indicated when making credit application Issuing application form 在国际贸易中，信用证的开证申请人是进口商(importer)、买方(buyer)、付款方(accountee party)。有时开证申请人也称开证人(opener)，他还是运输单据的收货人(consignee)。此外有些国家的开证申请人被称为：holder,order,customer。 开证申请人的双重身份决定了他必须同时受贸易合同和信用证业务代理合同的约束，并享有相应权利。 进口商根据贸易合同的规定到其有业务往来的银行申请开立信用证；提供开证担保并承担相关费用和及时赎单付款。同时，有权取得与信用证相符的单据并得到合同规定???货物。 ;;受益人（Be