保险术语知识分享.doc

保险术语 精品文档 精品文档 收集于网络，如有侵权请联系管理员删除 收集于网络，如有侵权请联系管理员删除 精品文档 收集于网络，如有侵权请联系管理员删除 special premium rate 特殊费率 valuation net premium 评估净保费 gross premium reserve 毛保费准备金（基于毛保费计提的准备金） guaranteed interest rate reserve 保证利率准备金 indirect claim expense 间接理赔费用（无法直接确认到每个赔案的理赔费用） direct claim expense 直接理赔费用（可以直接确认到每个赔案、与案件理赔直接相关的费用） average payment per claim案均赔款 eligible turnover 适保出口额（适用保单条款的出口金额） underwriter 核保人 totally permanent disability rate 高残率 survival rate 生存率 basic sum insured 基本保额 limit of indemnity 责任限额 pure risk premium 纯风险保费 extra health premium 健康加费 extra occupation-related premium 职业加费 other extra premium 其他加费 premium due date 保费应收日期 last premium payment year 终止缴费年度 receivable premium overdue 逾期应收保费 initial premium 首期保费 premium for investment-linked product 投资型保险保费 loan premium 垫缴保费 effective time of policy; insurance liability attachment time 保单起保时间 terminal time of policy 保单终止时间 short term premium rate 短期费率 reinstatement period 复效期间 reinstatement rate 复效利息 account value 账户价值 guaranteed yield 保证收益 coupon 生存现金 corporate annuity plan period 企业年金计划受托期限 claim waiting period 赔偿等待期 claim case cancellation reason 案件注销原因 claim settlement process 理赔 direct claim payment amount 直接赔款 claims payable 应付赔款 policy benefit payment 保单利益支出金额 guaranteed annuity drawing period 保证领取年限（养老保险合同中规定可以领取养老金的最低保证年限） premium retained 自留保费 claim retained 自留赔款 minimum reinsured amount 最低分出额 final reinsurer 最终接受人 fixed reinsurance commission rate 固定分保手续费的比率 subsequent commission 续期手续费 extractable commission 可提佣金 commission share 佣金拆分 units insured 承保数量 actual premium collected 实收签单保费 fixed-amount annuity 定额年金 variable-amount annuity 变额年金 increasing-amount annuity 增额年金 waiting period 等待期 extra premium; additional premium 额外保险费 premium loading 保单加费 premium receivable 应收保费 dividend accumulation interest rate 红利累积利率 renewal commission RYC 续年度佣金