瑞士再保险系列培训课件-精算及利润测试 Profit testing.pptVIP

Introduction to Profit Testing 3 Objectives Illustrate the differences of profit testing (by cash flow methods) over traditional methods Give practical examples of how profit testing can be used for pricing Outline some useful techniques, based on the cash flow approach, which will enable us to better understand the business that we write Agenda Profit Testing I Introduction Techniques Premium calculation Profit measurement Traditional method Developed before computers were widely available Use tables of annuity (?x) and assurance (Ax) factors, and commutation functions (Cx, Dx, Nx, Mx, Rx,