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Commencement and Termination Difference: It continues to be effective for 10 days after the goods have been unloaded within 30 days after the ship has arrive at the port of destination and the goods are stored in the warehouse for refrigerated products. It terminates immediately when the goods are moved out of the warehouse even within the period during which the insurance is still effective. Coverage Losses caused by shortage, contamination,or deterioration whatever the reason is. Commencement and Termination “warehouse to warehouse” applies to it, but the insurance coverage expires if the goods have not been unloaded within 15 days. Allowable:“Partial shipment to be allowed” in the sales contract. “No partial shipment” Institute Cargo Clauses, shortened as I.C.C. were set forth by the Institute of London Underwriters. It has great influences in the development of international insurance. Most countries in the world refer to them more or less when making their own insurance clauses. Insurance coverage under the new version of I.C.C.) falls into 6 clauses: Institute Cargo Clauses A Institute Cargo Clauses B Institute Cargo Clauses C independent Institute War Clauses-cargo Institute Strikes Clauses-cargo Malicious Damage Clauses dependent ICC(A) does not list all of the risks under its coverage as they have too many. Instead, it lists the exclusions. ICC(A) covers all of the risks except those listed in the exclusion. Exclusion:(1) General exclusions. a)the losses or expenses caused by the deliberate or illegal activities of the insured b) the losses caused by natural leakage, ordinary wear and tear c) the losses or expenses caused by inappropriate or insufficient packing d)the losses directly caused by delay e) the losses or expenses caused by the bankruptcy of the owner, or manager, or the ship charterer f) the losses caused by the innate flaws of the goods g) the losses or expenses caused by atomic or nuclear
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