2021考研英语双语阅读材料：零花钱也要移动化.docxVIP

2021考研英语双语阅读材料：零花钱也要移动化 时间一天天的过去，可以备考的时间越来越少，为了做好备考，下面由出国留学网小编为你精心准备了“2021考研英语双语阅读材料：零花钱也要移动化”，持续关注本站将可以持续获取更多的考试资讯！ 2021考研英语双语阅读材料：零花钱也要移动化 Children may not be stashing coins in piggy banks for much longer； with the move towards acashless society， pocket money is moving digital. 孩子们今后可能不会再把零花钱存在存钱罐里了。随着无现金社会的发展，零花钱也在数字化。 To reflect this trend， a flurry of mobile budgeting apps for children has sprung up worldwide： GoHenry， Osper and Gimi to name a few. 为了紧跟潮流，全球出现了多个儿童移动理财应用程序，比如GoHenry、Osper和Gimi等等。 These apps offer a simple money management service for children， often for a monthlysubscription fee paid by the parents. Parents can add money to children＇s accounts， set limitsand monitor transactions， while children can choose to save their money or spend it using aprepaid card that works like a debit card. The apps suggest minimum ages ranging from six tonine for the prepaid card. 这些应用程序为孩子们提供简单的理财服务，通常由父母每月支付费用。父母可以将钱存入孩子的账户，设定限额并监控交易，而孩子可以选择存钱或使用类似借记卡的预付卡消费。这些应用程序建议预付卡的使用年龄为6至9岁。 The companies behind the apps argue that in an increasingly cashless society， they can be avaluable way of teaching young children about money. 开发这些应用程序的公司称，在一个越来越无现金化的社会里，这些程序可以成为一种教育孩子理财的宝贵方式。 Two thirds of adults globally are financially illiterate， according to Standard & Poor＇sGlobal Financial Literacy Survey， and one in four teenagers are unable to make even simpledecisions on everyday spending. 根据标准普尔的全球金融素养调查，全球三分之二的成年人没有接受过金融教育，四分之一的青少年甚至无法对日常支出做出简单决定。 These apps aim to overcome this， claiming to teach children financial concepts， such asbudgeting， interest rates and income. 这些应用旨在解决这一问题，声称能教会孩子们理财的概念，比如预算、利率和收入。 For instance， the Swedish app Gimi -— with 1.2 million users globally — has virtual savings jarswhere children can deposit money； parents can pay children interest as they save； and there isa chores feature， where parents can pay children for completing household tasks. 例如，瑞典的应用程序Gimi在全球拥有120万用户，它拥有虚拟存钱罐，孩子们可以在里面存钱，父母可以给孩子支付储蓄利息。它还有一个“家务”功能，父母可以付钱让孩子完成家务。 The account is